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HEALTHwise
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Real Estate & Mortgages
The Canadian Land Letter - Learn the secrets of Canadian Property Investment.
The secret about credit that will change your life … From Thomas Kish at: http://www.cashflowexperts.biz/cmd.asp?af=245861 It concerns the most profitable loophole in the credit reporting system.
Interested?
Almost everyone knows that a loan or credit card in your personal name gets
reported to the credit bureaus. And this borrowed money shows up on your credit report. The more you owe on your credit report, the lower your
credit score will be. And bad credit hurts you in so many ways. But – pay attention now – there is a way to get loans
and credit cards that NEVER show up on your personal credit report. And here it is … When you get a business line of credit or business credit card
*In The Name Of a New Business*, it will never appear on your personal
credit report. So you can get large amounts of cash from the
banks I work with everyday without worrying about your personal credit profile. You can then use this cash to do any kind of real estate deal you find, and you assets remain confidential.
And you can start a business on paper for almost
nothing. Just pick out a cool name for your new business and submit it on-line. No matter how much cash you take out in the name
of your business, your credit score never drops. So you could get up to $200,000 in cash advances from UNSECURED
new business lines of credit and use it for -
1. The down payment on a piece of real estate.
2. Rehabbing a property.
3. Paying cash finders fees or cash for keys to get control of a property.
4. Marketing and advertising costs to find motivated sellers.
5. Pay the utilities and monthly mortgage payments while you wait to sell
the house for a big profit.
This is the best way most people have ever seen
to get cash to buy real estate. Because, in effect, the money is invisible. Pretty amazing, stuff. But just the tip of the iceberg
on what you will learn when you start using ----------------------------------------------------
Here are some common myths about your credit: -
Credit Myth #1 : Checking your own credit can lower your credit score.
This is probably one of the most common credit myths out there.
When you or someone else accesses your credit file, it is referred to
as an inquiry. Your own requests for your credit report, promotional
inquiries by credit card companies, and "checkup" inquiries by your
existing creditors do not affect your credit rating. An inquiry made by
a lender in order to evaluate your loan or credit application may lower
your credit rating, however.
Credit Myth #2: You have one credit score. This is another myth that can be confusing for consumers. There are many types of credit scores
-- including those developed by the each of the three major credit
reporting companies. These scores can vary, because sometimes the
information in your credit history varies from one company to another.
So it is wise to check your scores first before applying for a loan.
The FICO® credit score developed by Fair Isaac Corporation is
the credit score used most by lenders. It is unique to each individual and
takes into account such factors as the length of your credit history,
your debt-to-credit ratio and payment history.
Credit Myth #3: The higher your salary, the higher your score. Not true. In fact, your income and net worth are not reported to
any credit reporting company. Your score is based largely upon the
amount of debt you have and your payment history.
The more of your debt you pay off, the likelier it is that you'll see
a positive change in your score.
Credit Myth #4: Paying off debt will immediately increase your credit score. This is something many consumers have difficulty understanding.
While paying down debt is likely to have a positive impact on your credit score,
it won't change your score overnight. Creditors report their customers'
payment information to credit reporting companies on a periodic basis,
so it may take some time before payments you've made are reflected in
your credit score.
-------------------------------------------------
For more great information that you can really make money with …
Go get my simple 4 step trademarked system for getting up to $200,000
in UNSECURED new business lines of credit HERE.
This program is 100% money back guaranteed. So take it for a test drive
and return it for a full refund any time (up to one year) if you are not delighted.
And please keep the FREE bonus items as a thank you for you time and consideration.
You will never make a smarter financial move.
Go for it!
Sincerely, Thomas Kish
President of CashFlowExperts.Biz, Inc. ------------------------------------------------------------------- Tom is an active full time real estate investor with over 7 million
dollars worth of real estate bought and sold in a two year period.
Tom Kish's skills as both an investor and a real estate consultant are widely
recognized throughout the industry.
His break-through program 'The ultimate real estate investor's guide"
teaches you the insider secrets of using new business lines of credit instead
of cash to successfully invest in real estate.
There is no one else teaching anything like this simple 4 step SYSTEM!
Frequently teaming up with other real estate professionals,
Tom Has shared the stage with best selling authors Robert Allen,
Mark Victor Hansen, and Robert Kiyosaki .
You can catch him speaking live at real estate expos and conferences
all around the country.
As an accomplished entrepreneur with experience in multiple
franchise businesses, Tom is committed to helping others create
the financial security and balance between life and work they
seek and deserve.
CashFlowExperts.Biz, Inc.
Care of - XLR8 Media Inc
2658 Griffith Park Rd. #326
Los Angeles, CA 90039
Here are Some Commonly Used Basic Real Estate Terms: Purchase price: Interest rate: Amortization: Property tax rate: Condo Maintenance: Utilities: Essential service such as telephone, gas, hydro, cable, ect. Down Payment: A partial payment made at the time of purchase, with the balance to be paid later.
(Monthly) P&I: Monthly principal and interest. Total Monthly Payment: The total payment to be paid to the mortgage on a monthly basis.
Income Required
Disclaimer: The opinions expressed herein,
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